With the recent announcement of the Accident Prevention Factor (FAP) for 2025, all companies should be aware of the changes and how this could impact their costs related to Workers' Compensation Insurance (SAT).

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Below is a step-by-step guide to what the FAP is, its importance for occupational health and safety management, and how to go about consulting and contesting the index assigned to your company.

What is the Accident Prevention Factor (FAP)?

The Accident Prevention Factor (FAP) is an index applied to companies' Occupational Accident Insurance (SAT) rates, with the aim of encouraging a reduction in occupational accidents and illnesses. This factor varies annually and is calculated based on each company's history of occupational accidents, adjusting the values according to safety performance.

Who announces the FAP and when does it come into force?

The FAP is calculated and published annually by the Ministry of Social Security, effective from the following year. For 2025, the FAP was published on September 30, 2024.

A Interministerial Ordinance No. 4/2024 is the document that makes the new rates official for next year and brings changes that could affect the procedure for contesting the amounts applied.

Step by step to check your company's FAP

Consulting the FAP assigned to your company is simple and quick. Follow the steps below:

Access the GOV.BR Portal - Enter the official government website, where the FAP is available: GOV.BR Welfare.
Login - Use the company's registered credentials. Logging in is usually done with the registered CNPJ and password, or using the e-CNPJ.
Consult the FAP - On the portal, look for the FAP consultation section to view the index assigned and the safety history that influenced the decision.
Check the data - Check the information on accidents and absences recorded. This history is the basis for calculating the FAP, and identifying possible inconsistencies is essential if your company decides to contest the index.

How to challenge the FAP 2025?

If your company identifies errors or inconsistencies in the information on which the FAP was calculated, contestation is the next step. For 2025, the contestation period is from November 1 to 30, 2024. This year, the main change, according to Interministerial Ordinance No. 4/2024, is that the suspensive effect has been removed, meaning that the company must pay the amount initially determined, even while the challenge is in progress.

Step by step to contest the FAP

Prepare the documentation - Before you start the dispute, gather all the evidence and documents that prove inconsistencies, such as accident records and leave information that may have been considered incorrectly.
Access the Portal - On the GOV.BR Previdência portal, log in again and access the FAP contestations section.
Fill in the Dispute Form - Enter the detailed information and attach the documents that prove the inconsistencies. It is essential to argue objectively and in detail in order for the appeal to be considered valid.
Follow the Process - The challenge will be analyzed administratively. If it is upheld, the FAP amount may be adjusted. Otherwise, consider the possibility of a legal challenge, especially in cases of significant financial impact.

Understand the new rules for 2025

The main change introduced by Ordinance No. 4/2024 is the exclusion of the suspensive effect of appeals. This means that while the appeal is being analyzed, the company must pay the FAP at its original value. Previously, payment could be suspended until the final decision, but now the company must pay the index published while it awaits the response to the appeal.

This rule has generated some controversy and discussion, as it can result in an overpayment that can only be returned after the final decision, in the event that the challenge is upheld.

How important is the FAP for occupational health and safety management?

The FAP is one of the main instruments for encouraging safety at work, as it has a direct impact on company costs and rewards those that invest in reducing accidents. As well as helping to reduce costs, the FAP encourages a safer and healthier working environment, contributing to a reduction in sick leave and an increase in productivity.

Companies that take care to constantly monitor accident rates and promote preventive actions manage, over the years, to reduce the value of the FAP and, consequently, the cost of the SAT.

Conclusion and tips for efficient FAP management

In order to effectively manage FAP and other occupational safety-related charges, it is important to have financial monitoring and control tools, such as the CLM Controller. This solution makes it possible to centrally manage data on accidents, sick leave and other occupational health indicators, as well as offering detailed reports that make it easier to monitor the FAP.

With CLM Controller, companies are able to optimize dispute processes and identify points for improvement in order to reduce costs, supporting more strategic management in line with the requirements of occupational health and safety legislation.