A Law 14.973The new law, enacted on September 16, 2024, brought significant changes to the Informative Register of Unpaid Credits of the Federal Public Sector, better known as CADIN. This register, which was already an important tool for the government to monitor the debts of individuals and companies, has had its scope expanded with the aim of making default management even more efficient.
Below, we explain the main changes to the law in a simple and straightforward way, so that you understand how they can impact your financial life.
What is CADIN?
Before we dive into the changes brought about by the new law, it is important to remember what the CADIN. This register gathers information on individuals and companies that have debts with agencies and entities of the Federal Public Administration. Being registered on CADIN can lead to various impediments, such as the impossibility of entering into government contracts or obtaining financing from public institutions.
CADIN acts as a kind of "list of debtors" for the federal government, contributing to transparency and fiscal control. With the recent changes, it has become even more comprehensive, helping public entities to monitor a wider range of debtors.
Main changes brought about by Law 14.973/2024
The new law brought innovations in relation to CADIN, expanding who can be included in the register and reducing the notification deadlines. We'll explore these changes in more detail below:
1. Broadening the scope of CADIN
With the new law, CADIN now covers a larger number of debtors. In addition to the individuals and companies that were previously listed, those who:
- Have debts with states, the Federal District and municipalitiesThrough agreements with the Federal Government, these federal entities will be able to register their debtors with CADIN, which makes debt monitoring more comprehensive.
- They are owed to professional bodies and professional councilsDebts with bodies such as the OAB, CREA and CRM, for example, are now subject to inclusion on the register.
- Have irregularities with the FGTSCompanies that do not regularize their employees' situation with the Severance Indemnity Fund can also be registered with CADIN, which reinforces the protection of labor rights.
These new categories of debtors significantly increase the scope of the register, allowing the state and municipal spheres to also use CADIN as a tool for controlling defaults.
2. Reduced deadline for inclusion
Another important change brought about by Law No. 14,973/2024 is the reduction in the time limit for a debtor to be registered with CADIN after notification. Previously, the deadline was 75 days after notification, giving the debtor more time to regularize the situation. This deadline has now been reduced to 30 days.
This means that after being notified of a debt, the debtor only has 30 days to settle the debt or present a defense before being included in CADIN. This change aims to speed up the collection process, putting pressure on debtors to resolve their debts more quickly.
3. Provision of relevant information
Inclusion in CADIN must be accompanied by the provision of all relevant information about the debt. This transparency allows the debtor to be aware of all the details of the debt, which facilitates both payment and contestation if there are errors or irregularities in the registration.
How to consult CADIN: Step by step
Consulting CADIN is a simple process and can be done directly online. See step by step:
1. Access the website of the Attorney General's Office of the National Treasury (PGFN)
The CADIN can be consulted directly on the PGFN website, via the following link: PGFN Portal.
2. Select the query option
On the PGFN website, find the specific section for consulting CADIN. This option is usually available under the "Services" or "Consultations" tab.
3. Enter your details
To carry out the consultation, you will need to provide the CPF (for individuals) or CNPJ (for legal entities) you wish to consult. You may also need to create a login or use the Gov.br for more secure access.
4. Access information
After entering the data, the system will display information about debts and possible CADIN registrations. If there are any outstanding debts, you can view the details, such as the amount owed, the date of inclusion and the body responsible for the registration.
5. Regularize your situation (if necessary)
If there is any debt on record, the next step is to contact the responsible agency to settle the debt or negotiate an installment plan. Keeping out of CADIN is essential to preserving your financial activities without restrictions.
Impacts for individuals and companies
The changes to CADIN brought about by Law 14.973/2024 have a direct impact on individuals and companies. For companies in particular, being up to date with labor and tax debts has become even more essential, since inclusion in CADIN can hinder access to financing, public contracts and other important business operations.
In addition, the reduction in the deadline for registration on the register requires greater attention to financial management, as the window of time for resolving outstanding issues has been significantly reduced. For companies, this control is even more critical, since a CADIN registration can directly affect their reputation and ability to do business.
Read also: How to regularize assets and rights through the General RERCT in Brazil and abroad
How CLM Controller can help
Keeping up to date with tax and labor obligations is crucial to avoiding problems such as inclusion in CADIN. The CLM Controller, with over 40 years of experience in the accounting market, offers specialized services that ensure your company is always in compliance with the law.
Through personalized service and strategic consulting, we help companies manage their debts and ancillary obligations effectively, optimizing their tax burden and avoiding complications with government agencies.
